Thursday, November 3, 2011

7 Safety Tips For Holiday Online Shopping

The holidays are just around the corner and if you are like me, shopping online is the way to go.  You avoid crowds and chaos and do all your shopping from the comfort of your home.  However, you do need to think about safety when shopping on the web.  Here are some simple and easy tips for you and your entire family this shopping season from the team at SafetyWeb.com.

1.       Use a credit card- with common sense.  Never give out information to an individual who claims to be contacting you from a certain company without verifying their identity. Always make sure you are keeping track of the charges as they pop up on your statement and be sure to track for any fraudulent charges and transactions. 
2.      Use a credit card, not a debit card.  Credit cards offer buyer protection against fraud and other issues and debit cards can offer a direct line into your bank account, meaning the scammer can deplete all your personal on-hand funds immediately. 
3.      Be aware of Phishing Websites.  These are websites that are set up to look exactly like popular online retailers, although the URL will be a bit different.  These sites are called, “Phishing” sites and are set up to steal your information. Google Chrome and Mozilla Firefox both have the ability to check for Phishing websites.
4.      Ignore pop-up messages while on shopping sites.  Never click on a pop-up, make sure you set up your browser to block pop-up messages.
5.      Talk to your kids about online shopping.  Your children may be old enough to do some shopping of their own online, and make sure if they plan to log online, they understand the dangers of doing so.   Suggest they never do so alone by having a responsible adult with them at all times.  Also, make sure they are responsible with the internet before allowing them to shop online.
6.      Choose your merchants carefully.  Make sure you are buying from names you know and trust.  Confirm the retailer actually exists by confirming the address and phone number in case you need to contact them if you have questions or concerns. 
7.      Know what you are buying and the terms of the deal.  Make sure you are fully aware of refund policies and delivery dates.  You don’t want to be stuck with something you can’t return and also don’t want to find out your friend or family member won’t be getting their gift on time.

Disclosure:  Thanks to SafetyWeb.com for providing me with the above information to share with my readers.

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